Mia tries to make friends with Olivia, the new girl, but when Olivia makes fun of the other Cupcake Club girls and tells Mia she shouldn't hang out with them, Mia must make a decision about her new friendship.

"Princess Persephone was cold in her castle on freezing Ganymede. So, when Aluminum Jim came calling to sell her tin sheets to nail onto the exterior walls to keep out the cold, Persephone was only to happy to agree to a loan, and sign the contract without reading it. What could she do when the tin sheets didn't work, she couldn't repay the loan, and Jim claimed the castle?"--

"After borrowing money, Brady finds that his piggy bank is empty and he can't pay it back. Readers discover along with Brady the positives and negatives of borrowing money"--